While college isn't for everyone, the amount of schooling an individual receives does matter. And according to a new study by WalletHub, Massachusetts is the most-educated state in the country.

WalletHub ranked the best and worst pre-K education systems in the U.S. based on access, quality, and resources and economic support.

If your district is in a tech hub or near a major university, your hometown probably ranks higher on the list of most-educated cities.

Analysts compared the difference between white and black Americans with high school and college degrees, and their test scores and graduation rates to determine levels of racial equality in education.